Shopping on a Budget

April 23, 2012 at 3:46 am Leave a comment

Most people like to shop. Realistically, no one is going to stop doing things they like to do unless it’s absolutely necessary, but shopping can and will add up and lower the value of your bank account. However, shopping doesn’t have to break your bank account. There are definitely ways to lower the amount you spend when you’re shopping. You shouldn’t buy what you don’t need!

The first thing to lower your spending while shopping would be to create a realistic budget. Figure out how much you can really spend and stick to it! According to the Budget Fashionista, sixty to seventy percent of your budget should go towards the perfect ten, the list of everything that people should have in their closet. She says you should get items that fit your body type and personal style but avoid buying items you know you don’t like or don’t look good. Then, the other thirty or forty percent should go towards undergarments and accessories. It’s a good way to start budgeting what you need to spend on.

Another good way to use this method would be let the price tags lead your shopping. If you know you can’t afford to buy something, why even try it out. Be creative on the specific item you want to buy. So don’t fixate on a certain color or cut of something, try to keep your mind open.

There are also many other places you can go to shop other than the designer stores in the mall. Sure you can attempt to go to their sale racks, but a lot of the time those clearance or sale items can still be expensive. Instead, you can and get something similar in less expensive but still stylish stores, such as Forever 21 and H & M.

Another good idea to spend less in a mall would be to shop in the department stores, such as JC Penney, Macy’s, Target and Kohl’s. These stores have a wide selection and are usually less expensive than the individual stores in the mall. The clearance and sale racks there are even less expensive! Other great stores that have cheaper great finds on clothing, shoes and accessories would be Marshalls and TJ Maxx.

I’ve found that shopping in outlet malls is usually a good find. They have great stores, some brand name and designer, which have items for great prices and many items that are on sale. Consignment shops and yard or garage sales are also good ways to find cheap items for bargain prices. Finally, thrift stores are an awesome way to shop for less. You can look for the stores near you and figure out which stores fit your style. Good luck and happy shopping!

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Entry filed under: MCOM341, saving money, shopping on a budget. Tags: , , , , .

You can’t spend money you don’t have: Get a Job! Start Thinking to the Future!

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